Wednesday, December 12, 2007

Crap! It's Christmas!

This is late I know, I haven't been worrying about the debt things to much as I have been worrying about how to pay for Christmas without adding to debt.

November recap - it was a great month in which I paid $952 towards cc debt, WHILE purchasing Christmas presents. In case you are wondering I did pay off the next smallest card, my next victim is the Kohl's card, which stands at $321 right now.

The 870 that was in our savings for our cushion is gone. I knew it wouldn't last long. My son had a dentist appointment, and he is not covered yet by insurance (starting 1/1 he is!)...$115 and we had a car inspection due.....which was $430.....OUCH! What happened to the rest? Christmas.... does it every time.

Goals for December... don't use credit card. don't use credit card. breathe. My husband worked some significant overtime at FT job last weekend, and should be working even more this coming weekend, all of course we get in the paycheck AFTER Christmas. Which is fine, I will have a good check to work with, and maybe we can knock out that Kohl's.

Wishing all my friends a safe and happy holiday season.