While goal #1 has been attained, and sustained...my goal of having my baby emergency fund to $1000 today, sadly, isn't going to happen.
I am keeping positive by reminding myself that we haven't used the credit cards. However, I am still a little bummed. Saving $1000 is harder than I thought. I realized that my budget of $600 a month (gas, groceries, entertainment for a family of 4) that I had just was not reasonable (hence debt...) so I made some tweaks and changes, and therefore wasn't as able to save as aggressively.
However, I was able to pay some to the cards as well (minimum payments count!). The next two weeks are going to be tough as well. I am leaving to go the beach with my family, taking the children, and hubby is staying home to work. Don't feel too bad for him, he doesn't want to go anyway!
However, each person coming is responsible for groceries. I may very well be dipping into my EF money for those, and that BITES! I really can't complain about it, my parents paid my share of the house, since they felt bad that hubby isn't coming, and he is working two jobs that right there saved me $375 that I did not have.
So I am resetting my goal of $1000 savings to August 30th. I can't wait to start combating my debt...... down debt down....good boy!
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3 comments:
Whoa Hooo!!
That is Great!
You are an inspiration to me. I'm hoping to join you soon
Why are you dipping into your emergency fund to go to the beach?
Sell stuff!!! use half.com for books, cd's and dvd's. Use craigslist for everything else, look around the house, and make some money!.
I have 3 emergency funds I'm trying to fund, 1'st one is at 425, second one at 141 and third one is 300 dollars. I agree with you, it is so hard!! I been working on this for 6 months and this is where I'm at!!
Hang in there though, times will change!!
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